Deposit

STATE-OF-THE-ART

TECHNOLOGICAL INNOVATIONS

CORE BANKING FACILITY IN ALL BRANCHES

DEPOSIT SCHEMES

We are committed to follow Nidhi rules issued by the Ministry of Corporate Affairs,Govt.of India. Thus, we encourage and afford all facilities for cultivating thrift, savings habits and render all financial assistance to its members only especially long and short term Deposits and in particular Fixed Deposit, Recurring Deposit, Savings Bank Account and many more innovative methods for developing saving habits in the group, within the stipulated norms. The deposits are accepted by THAZHAYIL NIDHI LIMITED are mobilized by the means of loans to members, making it a profitable institution to enable further expansion and delivering value to its members.

Fixed Deposits

THAZHAYIL NIDHI LIMITED offers a variety of schemes for Fixed Deposits. Fixed deposit or Term deposit shall be accepted from Members with a fixed amount of money for a fixed period of time. Interest on fixed deposits shall be paid at such intervals as may have been agreed upon at the time of deposit.

• Assured Returns for Short Term interest Scheme ,Monthly Interest Schemes,Annual Interest schemes
• Offering Attractive interest rates upto 12%
• Immaculate services
• Wide range of deposits products to choose
• Quick Assistance through our well experienced staff
• Loan against Deposit receipt in exigencies
• Interests will be credited to depositor’s bank account, if opted

Recurring Deposit

This is a systematic investment plan. Every month a specified amount can be deposited. Recurring Deposits are very popular and you can opt to pay the installments through your savings deposit account, FD interest, bank cheques, NEFT (National Electronic Funds Transfer) etc.Recurring deposits can be closed before Maturity period.RD is a product where members have to deposit the instalment every month, to get a cumulative return on maturity.

Savings Deposit

Saving money habits will improve the quality of life and will help you feel better and to sleep better. THAZHAYIL NIDHI LIMITED has introduced uniquely designed " Savings Account" to inbuilt the habits of saving among people.

Any individual Member can open a Savings Deposit Account with our Fund with a minimum deposit of Rs. 100/-.

Features
• Interest on Daily Products at 6% p.a.
• Interest payments at half yearly
• Minimum Balance Rs. 100/-
• No cheque facility Requirements
• Mandatory to be a member in the company
• Nomination facility available.
• Mandatory to complete the KYC Norms.

Special RD Through NACH

We have developed a special RD product that is available through NACH (National Automated Clearing House) which has been set up to serve as a faster and efficient platform for clearance.
This RD through NACH is a featured product exclusively designed for: a) Salaried Professionals, b) Doctors, c) Chartered Accountants, d) Advocates, e) IT Officials

Features

Managing your payments easily and cost-effectively.
No invisible charges
Less dependence on cheques and paper based transactions.
Faster processing time and less manual intervention.
Opportunity for any time premature closing
Loan against RD is possible as per customers’ requirement.
Automatic payment facility through NACH.

How It Works?

► Salaried employess who having operative Salary account with a bank can transfer fund to any account on regular interval by submitting a mandate to THAZHAYIL NIDHI LIMITED .

► With the mandate form, the customer gives THAZHAYIL the authority to debit an amount as set for RD from his/her account for a certain period and at a certain frequency.

► THAZHAYIL will send your digitized mandate to other bank for acknowledgment .

► On acknowledging the mandate, the bank will credit the specified amount to THAZHAYIL as RD at prescribed intervals shown in your mandate.

Head Office
Thazhayil Nidhi Ltd.
Thazhayil Building, Elanthoor P.O. Pathanamthitta - 689643
Phone: 0468 2362023

Regional Office
Thazhayil Nidhi Ltd.
Thazhayil Building,
Opposite QRS Electronics
Vellavur Junction, Chengannur Kerala - 689121
Phone: 0479 2451704

Contacts
Email: md@thazhayilgroup.com
Phone: 0468 2362404, 2362023

Adminstrative Office
Thazhayil Nidhi Ltd.
Thazhayil Building, Mosque Junction, Pathanamthitta P.O. Kerala - 689645
Phone: 0468 2224220

Corporate Office
Thazhayil Nidhi Ltd.
Thazhayil Building, SA Road,
Near Axis Bank, Kadavanthra
Cochin - 36, Kerala
Phone: O484 2313999

Feedback
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